Wall Street
Your Stock Market PowerPoint will be due on Wednesday and should be ready to present to class. If you have finished your presentation plese read this lesson and define the following terms by submitting a comment below.
bond-
mutual fund-
interest rate-
diverisification-
index-
Bond: A certificate of debt issued to raise funds. Bonds typically pay a fixed rate of interest and are repayable at a fixed date.
ReplyDeletemutual fund: or an open-end fund, sells as many shares as investor demand requires. As money flows in, the fund grows. If money flows out of the fund the number of the fund’s outstanding shares drops. Open-end funds are sometimes closed to new investors, but existing investors can still continue to invest money in the fund. In order to sell shares an investor usually sells the shares back to the fund.
Interest rate: The rate which determines a borrower’s monthly payments, based on market conditions. Essentially, it is the price of a loan. A higher interest rate results in a higher monthly payment.
diversification: The acquisition of a group of assets in which returns on the assets are not directly related over time. Proper investment diversification is intended to reduce the risk inherent in particular securities. An investor seeking diversification for a securities portfolio would purchase securities of firms that are not similarly affected by the same variables.
index: The collection of information (contained in a large database) a search engine has that searchers can query against. With crawler-based search engines, the index is typically copies of all the web pages they have found from crawling the web. With human-powered directories, the index contains the summaries of all web sites that have been categorized.
Rebecca Kurot
1) A certificate of debt issued to raise funds. Bonds typically pay a fixed rate of interest and are repayable at a fixed date.An I.O.U
ReplyDelete2)An investment company that continually offers new shares and buys existing shares back at the request of the shareholder and uses its capital to invest in diversified securities of other companies.
3)the percentage of a sum of money charged for its use
4)To spread out investments in different fields
5)The relative value of a variable in comparison with itself on a different date. Many security price indicators such as the Standard & Poor's series and the New York Stock Exchange series are constructed as indexes
Ethan Glinski
bond-A certificate of debt issued by a government or corporation guaranteeing payment of the original investment plus interest by a specified future date.
ReplyDeletemutual fund-An investment company that continually offers new shares and buys existing shares back at the request of the shareholder and uses its capital to invest in diversified securities of other companies.
interest rate-the percentage of a sum of money charged for its use
diverisification-To distribute (investments) among different companies or securities in order to limit losses in the event of a fall in a particular market or industry.
index- A guide, standard, indicator, symbol, or number indicating the relation of one part or thing to another in respect to size, capacity, or function.
bond-A certificate of debt issued by a government or corporation guaranteeing payment of the original investment plus interest by a specified future date.
ReplyDeletemutual fund-An investment company that continually offers new shares and buys existing shares back at the request of the shareholder and uses its capital to invest in diversified securities of other companies.
interest rate-the percentage of a sum of money charged for its use
diverisification-To distribute (investments) among different companies or securities in order to limit losses in the event of a fall in a particular market or industry.
index- A guide, standard, indicator, symbol, or number indicating the relation of one part or thing to another in respect to size, capacity, or function.
bond-A certificate of debt issued by a government or corporation guaranteeing payment of the original investment plus interest by a specified future date.
ReplyDeletemutual fund-An investment company that continually offers new shares and buys existing shares back at the request of the shareholder and uses its capital to invest in diversified securities of other companies.
interest rate-the percentage of a sum of money charged for its use
diverisification-To distribute (investments) among different companies or securities in order to limit losses in the event of a fall in a particular market or industry.
index- A guide, standard, indicator, symbol, or number indicating the relation of one part or thing to another in respect to size, capacity, or function.
bond-A certificate of debt issued by a government or corporation guaranteeing payment of the original investment plus interest by a specified future date.
ReplyDeletemutual fund-An investment company that continually offers new shares and buys existing shares back at the request of the shareholder and uses its capital to invest in diversified securities of other companies.
interest rate-the percentage of a sum of money charged for its use
diverisification-To distribute (investments) among different companies or securities in order to limit losses in the event of a fall in a particular market or industry.
index- A guide, standard, indicator, symbol, or number indicating the relation of one part or thing to another in respect to size, capacity, or function.
Tom S
Bond-A debt investment with which the investor loans money to an entity (company or government) that borrows the funds for a defined period of time at a specified interest rate
ReplyDeletemutual fund- A security that gives small investors access to a well-diversified portfolio of equities, bonds and other securities. Each shareholder participates in the gain or loss of the fund. Shares are issued and can be redeemed as needed.
Interest rate- The monthly effective rate paid (or received if you are a creditor) on borrowed money. Expressed as a percentage of the sum borrowed.
Diversification- A risk management technique that mixes a wide variety of investments within a portfolio. It is designed to minimize the impact of any one security on overall portfolio performance
index- A statistical measure of change in an economy or a securities market. In the case of financial markets, an index is essentially an imaginary portfolio of securities representing a particular market or a portion of it. Each index has its own calculation methodology and is usually expressed in terms of a change from a base value. Thus, the percentage changes is more important that the actually numeric value. For example, knowing that a stock exchange is at, say, 5,000 don’t tell you much. However, knowing that the index has risen 30% over the last year to 5,000 gives a much better demonstration of performance.
valerie
bond-A certificate of debt issued by a government or corporation guaranteeing payment of the original investment plus interest by a specified future date.
ReplyDeletemutual fund-An investment company that continually offers new shares and buys existing shares back at the request of the shareholder and uses its capital to invest in diversified securities of other companies.
interest rate-The monthly effective rate paid on borrowed money. Expressed as a percentage of the sum borrowed.
diverisification- is the spreading of your money amoung a number of different types of investments.
index-The relative value of a variable in comparison with itself on a different date. Many security price indicators such as the Standard & Poor's series and the New York Stock Exchange series are constructed as indexes.
JON.C
Andrew Fardig
ReplyDeletebond-an interest-bearing certificate of public or private indebtedness
mutual fund-an open-end investment company that invests money of its shareholders in a usually diversified group of securities of other corporations
interest rate-the percentage usually on an annual basis that is paid for the use of money borrowed from another
diverisification-to balance (as an investment portfolio) defensively by dividing funds among securities of different industries or of different classes
index- a list arranged usually in alphabetical order of some specified datum
bond- debt and are issued for a period of more than one year.
ReplyDeletemutual fund-pools of money that are managed by an investment company.
interest rate-The monthly effective interest rate.
diverisification-Dividing investment funds among a variety of securities with different risk, reward, and correlation statistics so as to minimize unsystematic risk.
index-Statistical composite that measures changes in the economy or in financial markets, often expressed in percentage changes from a base year or from the previous month.
Matt B
Brenden Welsh
ReplyDeleteBond- Investing money in the government and receiving an interest has years progress. Considered to be a safe investment.
Mutual fund- Allows many investors to pool their money together.
Interest rate- The amount of extra money paid off a loan over an amount of time.
Diverisification- Having many different stocks from different industries so if one company fails you do not lose all of your money.
Index- A statistical measure on how the stock market is doing.
Bond-Bonds are debt and are issued for a period of more than one year.
ReplyDeleteMutual Fund-an open-end investment company that invests money of its shareholders in a usually diversified group of securities of other corporations…to try and make a profit.
Interest Rate-The monthly effective interest rate.
Diversification-is the spreading of your money among a number of different types of investments.
Index-Statistical composite that measures changes in the economy or in financial markets, often expressed in percentage changes from a base year or from the previous month.
Ryan F
1) Bond - A certificate of debt issued to raise funds.
ReplyDelete2) Mutual Fund - an open fund, that sells as many shares as investor demand requires.
3) Interest rate - The rate which determines a borrower’s monthly payments, based on market conditions.
4) Diversification - The assets in which returns on the assets are not directly related over time. Proper investment diversification is intended to reduce the risk inherent in particular securities. An investor seeking
5) Index - The collection of information in a search engine has that searchers can query against.
Erik G.
BONDS:Bonds are debt and are issued for a period of more than one year.When an investor buys bonds, he or she is lending money. The seller of the bond agrees to repay the principal amount of the loan at a specified time. Interest-bearing bonds pay interest periodically.
ReplyDeleteMUTUAL FUND- Mutual fund
Mutual funds are pools of money that are managed by an investment company. They offer investors a variety of goals, depending on the fund and its investment charter. Some funds, for example, seek to generate income on a regular basis. Others seek to preserve an investor's money. Still others seek to invest in companies that are growing at a rapid pace.
INTREST RATE- The monthly effective interest rate. For example, the periodic rate on a credit card with an 18% annual percentage rate is 1.5% per month.
DIVERSIFICATION- Dividing investment funds among a variety of securities with different risk, reward, and correlation statistics so as to minimize unsystematic risk.
INDEX- Statistical composite that measures changes in the economy or in financial markets, often expressed in percentage changes from a base year or from the previous month. Indexes measure the ups and downs of stock, bond, and some commodities markets, in terms of market prices and weighting of companies the index.
DAN F.